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Old 13-04-2017, 04:39 PM   #1
raburgeson
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Default Unafordable Health Insurance

I just got a quote that takes 100% of my homes income. I invite the government to try to penalize me for not having it. I will sue them for slavery and put many of them in jail for conspiracy if they do. I will take the gloves off for this one. Make no mistake, you are guilty and I will see you put where you belong. I can't believe no one has not yet done this.
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Old 16-04-2017, 09:54 PM   #2
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well, without some kind of context as to how whatever the figure was, was arrived at, its all kind of meaningless. as i understand it you have lots of options for getting quotes. we have private insurance as well and for some its just out of reach.

our health insurance in canada isn't cheap by any means. where i live i dont pay a premium per se for health care but the taxes are very high. in some provinces the taxes are lower and you pay the balance to the province. like in alberta.

as for suing them for slavery based on them following the laws passed by congress, well, good luck with that. i understand where you're coming from but you'll lose. end of.
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Old 21-04-2017, 12:58 PM   #3
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You know health insurance in US have own disadvantages. Some people can't afford it and have to pay late fees or just get deductibles instead of insurance, because of the increase. As for it's happened to my family. Last year we paid for our insurance about $250/month in MIS, California ( https://www.mis-insurance.com/ ), but this year we started to pay about $310 per month, and we stay have policies in the same companies and the same insurance plan.
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Old 22-04-2017, 01:00 PM   #4
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You know health insurance in US have own disadvantages. Some people can't afford it and have to pay late fees or just get deductibles instead of insurance, because of the increase. As for it's happened to my family. Last year we paid for our insurance about $250/month in MIS, California ( https://www.mis-insurance.com/ ), but this year we started to pay about $310 per month, and we stay have policies in the same companies and the same insurance plan.
see, in canada the true cost of health care is sort of hidden. we have different schemes in different provinces. in some you pay premiums like 200 to 1000 a year in others you dont pay any. but in some provinces there is very high sales tax to cover it when there are no premiums. and then there are federal transfer payments to provinces to help cover healthcare...and then there is our very high income taxes. our health care is covered in that mess. if our taxes were lowered and we had to suddenly pay a direct premium for healthcare people would be shocked.

america needs to have a system more like ours. it means people at the bottom dont get left holding the bag.
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Old 24-04-2017, 07:16 PM   #5
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I agree... it's totally not an option for my wife and I ($400 each a month, $800 a month) I'm in the US and we get penalized on federal tax for not having insurance. Here in california we also have mandatory car insurance. If you don't have it, the DMV suspends your vehicle registration. It is becoming impossible to survive these days. Electric bill is also high here, and sales tax is high, extreme taxes on gasoline, tobacco, ect. I give up!
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Old 25-04-2017, 12:57 AM   #6
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not good...
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Old 25-04-2017, 01:47 AM   #7
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I am in Australia. We pay $385 per month for us as a couple plus 1% tax for the public system. The private cover does not cover doctor's gaps. The public system will pay a small amount for the doctor, xray people and subsidises prescriptions and public hospital services etc. Our particular policy pays 100% hospital costs though which is the real stinger. Increasingly more medicines are being dropped off the public list. The dental system is in the weeds. Only pensioners get help from the public dental system and the private rebates are ridiculous. My policy only allows for $1,000 in dental claims per year. $1,000 every 5 years for a hearing aid but I can buy glasses every day if I want them as long as I pay whatever gap there is for the frames. On top of that, the public system is implementing gaps and the waiting lists are ridiculous. Ambulances get held up in lines waiting with critically ill people because of bed shortages. There are a few private emergency rooms. They cost $200 to go there plus costs of what they do to you and that is not refundable or claimable if you get admitted as an inpatient.
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Old 25-04-2017, 03:57 AM   #8
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In the province I live in Canada I just had $1500 taken off my tax return at the end of the year because I refuse to willingly hand over the money during the course of the year.

They also have a collections agency whose sole purpose is to collect the debt of unpaid premiums , and they will threaten people with all sorts if they answer the phone , so I don't answer the phone to them either.
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Old 25-04-2017, 04:39 AM   #9
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In the province I live in Canada I just had $1500 taken off my tax return at the end of the year because I refuse to willingly hand over the money during the course of the year.

They also have a collections agency whose sole purpose is to collect the debt of unpaid premiums , and they will threaten people with all sorts if they answer the phone , so I don't answer the phone to them either.
We don't have that kind of system at all but there is the 1% income tax levy that is deducted so it's compulsory from that perspective.
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Old 25-04-2017, 10:32 AM   #10
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I would willingly contribute if a percentage was linked to income.

This is a flat fee the only thing is the fee is the same if you earn 32k or 100k so proportionally the lowest earners pay a higher percentage of their overall income.
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Old 25-04-2017, 04:36 PM   #11
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Actually I can win against them and The houses Washington inc can be found guilty. They say you can't fight city hall. Now look at the truth and see the large judgements against them and the line of people waiting to sue. The best thing to come out of this is to get the law into court to challenge it and defeat it. They are really afraid that is going to happen in most cases. That is when they pay you out the back door and hope you keep your mouth shut.

In this case the ones charged face jail time. Conspiracy charges are very serious. If they give me reason I will pursue it. If you let them get away with actions like this to your person they will continue and do your children and the rest of the population till the end of time. Not on my watch.

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Old 03-05-2017, 09:19 AM   #12
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I had private health cover for one year when I fist started working, and then decided it wasn't worth the cost.

In my adult life I had one operation in 1993 waited a year for it, cost was fully covered by Medicare which we pay via taxation in Australia.

I've had very few medical costs. Have I just been lucky?

If we are slaves why are we paying for our slavery twice over?
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Old 08-05-2017, 01:27 PM   #13
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Just to add a different angle to things, I am from the UK.

Last month the government deducted £204 from my wages for national insurance, which is a medical tax. It's pretty much that amount every month.

If I see a doctor, it's free, but if I get a prescription it is £8.60 per item.

If I go into hospital for an operation, it's free.

The biggest downfall is that it can take a long time to see a specialist or go into hospital.
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Old 29-05-2017, 04:55 PM   #14
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healthcare costs thousands of pounds. If youre young, you may not see the point, but as you get older and stuff stops working as it once did....thats when you rack up op after op after op and a shed load of pills.

I would like to think I would only have treatment for accidents and that I would have the other stuff covered with natural health, but it may not happen that way. I am already self treating my thyroid and I take maintenance supps but reality is we are all paying for non medical needs such as IVF, Gastric bypasses (always linked to just being real with W.O.E) ...though I would support excess skin removal for those amazing peeps who do lose weight by themselves

I have seen full bi-lateral hip replacements on elderly dementia patients (whose mobility still wont be great because thats just the nature of the beast)

we need to cut the unnecessary out and focus on true needs of patients....and some patients need to acknowledge what you pay in over your lifetime will likely be less than what you use by the time you leave this earth.

I dont agree that this is the right way, because the true scoundrels in this are those inflating the prices of healthcare related items. Until the piss take mentality ends for good...this will just grow on and on.
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Old 29-05-2017, 05:09 PM   #15
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healthcare costs thousands of pounds. If youre young, you may not see the point, but as you get older and stuff stops working as it once did....thats when you rack up op after op after op and a shed load of pills.

I would like to think I would only have treatment for accidents and that I would have the other stuff covered with natural health, but it may not happen that way. I am already self treating my thyroid and I take maintenance supps but reality is we are all paying for non medical needs such as IVF, Gastric bypasses (always linked to just being real with W.O.E) ...though I would support excess skin removal for those amazing peeps who do lose weight by themselves

I have seen full bi-lateral hip replacements on elderly dementia patients (whose mobility still wont be great because thats just the nature of the beast)

we need to cut the unnecessary out and focus on true needs of patients....and some patients need to acknowledge what you pay in over your lifetime will likely be less than what you use by the time you leave this earth.

I dont agree that this is the right way, because the true scoundrels in this are those inflating the prices of healthcare related items. Until the piss take mentality ends for good...this will just grow on and on.
Yes, it will certainly go on and on. I dunno. I think a vast number of people have become Dodos. Can we really blame predators any more? How can you help people who refuse to be helped? My sympathies and concerns for this world are dead. People just aren't helping themselves. We see one disaster after another and no coherent response from the population whom this is supposedly all aimed at.
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Old 11-06-2017, 12:03 PM   #16
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Yes, it will certainly go on and on. I dunno. I think a vast number of people have become Dodos. Can we really blame predators any more? How can you help people who refuse to be helped? My sympathies and concerns for this world are dead. People just aren't helping themselves. We see one disaster after another and no coherent response from the population whom this is supposedly all aimed at.
I hear ya

I get sick of the apathy and excuses whether its to do with health, or the other one, love. So much is going on and peeps dont wanna look at themselves, when its not really that bad. We are a product of our environment sure, but we are perpetuating that environment further and those who do get it, ie the meaning of life, are in a kinda hell. Least if youre brainwashed there is a numbness to the madness around. Point this out or speak up and the derogatory back lash ensues.

So be it....I can already hear peeps moaning about modern life and they cannot connect the dots as to why its got like this....they allowed it, encouraged it and even voted for it. But the machine is bigger and faster these days, LOL. Now theyre shitting themselves.

I think fuck it, let it crash and burn.

Cannae help it
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Old 11-06-2017, 01:27 PM   #17
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I hear ya

I get sick of the apathy and excuses whether its to do with health, or the other one, love. So much is going on and peeps dont wanna look at themselves, when its not really that bad. We are a product of our environment sure, but we are perpetuating that environment further and those who do get it, ie the meaning of life, are in a kinda hell. Least if youre brainwashed there is a numbness to the madness around. Point this out or speak up and the derogatory back lash ensues.

So be it....I can already hear peeps moaning about modern life and they cannot connect the dots as to why its got like this....they allowed it, encouraged it and even voted for it. But the machine is bigger and faster these days, LOL. Now theyre shitting themselves.

I think fuck it, let it crash and burn.

Cannae help it
I often think, let it crash and burn, but then I begin to ponder. And I look at the unwritten social rules people live by, and how their multitude of social habits interlock and keep them in their prison construct. And I look at how tightly bound they are to it, never daring to question any of it, seeming to know that if they turned over the first stone, then other matters would begin to upturn their carefully ordered microcosm.

Most people are extremely dependant on their family, collegues and social circle for their opinions and beliefs. They carefully choose them in order not to create a contradiction in their lives as they move within their social complex. Then all those social groupings coalesce and each group checks out what the other group is doing and seeks approval from the other. So when one goes into a place such as a pub, everyone is being the same right down to their body language and clothes and hair styles they wear. It is so very easy to step out of place because the line of social "normality" is so thin.

It is a wall of conformity that is impossible to breach, everyone in lock step. Everyone wearing a superficial gaze, everyone utterly silent. And in it they are not even aware of their own terror. They are actualy numb to it. They are rendered completely incapable. When mount Vesuvius began errupting, nobody in Pompeii was able to have an independant thought about it because that society was totaly obedient to itself. It was impossible to think outside of the social constructs of the city which had been around for hundreds of years.

Well this is what is happening now. The Mount Vesuvius that is outside of most people's social construct of normality, although firmly within the normalcy of natural law, is errupting, and nobody is able to have an independant thought about it, so they can't respond to it, except by bleating at their percieved superiors in government.

But government can only tell the people what they wish to hear or they won't get a mandate from the people to rule, so they cannot speak of the errupting Mount Vesuvius on the society's doorstep either. So the game of denial continues as the ball of denial is volleyed from one side to the other, up and down the percieved hierachy, all the while people getting iller and sicker and then wondering why medical costs are going up, and this they speak of through a mouth full of French Fries and BigMac at a drive in down their smart phone while taking advantage of the free wifi.
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Old 13-06-2017, 03:01 AM   #18
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Just buy marijuana for health care, so much cheaper.
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Old 22-06-2017, 04:08 PM   #19
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I'll give you an idea about health care in USA. I was a heavy fabricator. Fingers smashed to the point I can't write well, can't type. I had something go wrong. It took them 9 years to get a diagnosis. Memory gone falling down hurting myself. I had an artery 99 percent blocked off. An inch away from having a heart attack they diagnosed the problem and put in a stent to fix it. I believe they did that because they would have been sued if I died so close to an emergency visit. Then I had other problems that was never addressed because of damage from the first problem. The insurance died at the end of the month when I quit working, I got covered though my wife's insurance where she worked. When she changed jobs I lost that. So, I applied for a medical card. They said I had to spend all my retirement on medical bills before I qualified. I did that. Once I had a medical card there was no hope at all of getting diagnosed. I still have those problems today. It's been 2 decades now. It boils down to something very simple, there is no health care but, they have their hand out for money everywhere you look. I was back onto my wife's insurance until the end of Feb. this year.

I was at oh, that's the end of Obama care, get Trump care. Mainstream sleaze advice! And the insurance lapse of a month trying to get what did not exist cost me. UPMC who I was insured with before said Oh, your in bad shape and the price will be higher. Of course I am in bad shape they knew that because they had been insuring me right along. The conditions did not change but, the price sure did. They had the excuse it was because the insurance lapsed.

A short hospital visit just got paid for within the month giving me a discount. Cost me $3600. Let me tell you what I actually got out of it. I ended up sitting there while I was feeling miserable, I got a scan, I got a prescription, and believe it or not I actually got a diagnosis. None of this addressed the long term problems I have been having like left side motor damage probably cause by all the falling I had done. That was caused by the blocked artery that was severely cutting off oxygen to the brain. Thank god I at least got my memory back.
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Old 23-10-2018, 06:09 PM   #20
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see, in canada the true cost of health care is sort of hidden. we have different schemes in different provinces. in some you pay premiums like 200 to 1000 a year in others you dont pay any. but in some provinces there is very high sales tax to cover it when there are no premiums. and then there are federal transfer payments to provinces to help cover healthcare...and then there is our very high income taxes. our health care is covered in that mess. if our taxes were lowered and we had to suddenly pay a direct premium for healthcare people would be shocked.

america needs to have a system more like ours. it means people at the bottom dont get left holding the bag.
Yeah, and what would happen is they'd raise everyone's yearly taxes by at least $3,000. That would be $12,000 for a family of 4. Just like you said, even your insurance isn't free, you probably pay at least as much as we do, except it's hidden in income taxes.

Healthcare being a human right is pure brainwashing bullshit. No one has the right to leech off of someone else's talents and work. If I work hard in grade school, high school, put myself through 10 years of college, med school, and Residency, you do not have the right to take my work from me for free. It's just like I don't have the right to walk into your house and take out half of your furniture and appliances just because I got a new apartment and don't have any.

Liberals. The one's controlling their policies are rich enough to be Liberal because it's all someone else's work and money.

If I can't afford insurance then the first thing I should do is start eating right and treating my body with utmost respect. All insurance the way we're doing it does is teach people they don't have to take care of themselves because someone else is paying for it.

The real problem is not that people can't afford insurance. That's just more corporate brainwashing. The real problem is, health care itself should be affordable enough that even the lower classes can afford to walk in and pay for the most basic of services. That's the way it used to be 50-60 years ago. When the govt and insurance companies got involved, these massive direct to consumer subsidies so massively skewed the supply-demand curve that eventually even the middle class could not afford the most basic services anymore without insurance. this is exactly what the insurance companies want. they want to make sure that every man, woman, and child has to pay them thousands of dollars every year for fear of getting sick.

And the more expensive it gets the more they have to raise the subsidies. Raising the subsidies only results in even higher prices. It's a vicious cycle that only enriches the corporations that are controlling the purse strings of the politicians who enable this ponzi scheme. The bigger the problem gets the farther away we get from ever fixing a financially broken system that rewards poverty and bad lifestyle behavior. Insurance should only be for catastrophic problems and injuries, and even then there should be limits.

I know Canada is getting just like the US - the people are getting so fat that 75% of them look like dough-boys.

Not to mention, when you put the govt in charge of people's well-being you take away everyone's free choice to control their own health. That's called fascism.

.
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