OT - anyone been a victim of bank/card fraud?

[northernmonkey]

Last night checking my online account I noticed that someone has taken £150 out of my account and placed bets on Betfair:mad:

I should get the money back but it's pissed me off as now the bank have blocked my card and told me to cut it up, so I have no money until a new card arrives:mad:

[morjo]

If it's just a bank debit card, then surly you can walk into your local branch and withdraw money from the service desk?

[ex sheep]

Just as you mention it, last week, someone from London ordered £ 440 of stuff on the internet, and I have never used my card on the internet or even in shops, I only used it to withdraw money from my account, but I have been paid it all back, very suspicious.

[redskywalker]

shocking

[diggers_1]

Its called skimming.
Never take your eye of your card. Or it may be skimmed. And that goes for restaurants and super markets. Say your in a super market and hand over your card. The assistant pretends to drop it on the floor behind the desk. In a split second he can skim it and hand it back to you and you will never know. Also ATMs can have devices attached to them.

ATM Skimming - YouTube

[motleyhoo]

I had fraudulent charges show up on an American Express card, a card which I very rarely ever used, maybe once every 6 months. They sent me a new card and within 6 months the same thing happened. They sent me another new card and the same thing happened before I could even activate my card. Connecting the dots, it looks to me like someone inside of American Express was stealing my number. I no longer deal with them.

None of my other cards have had this problem.

.

[sedate_solution]

Yup, i'm English and in 2004 I checked my mastercard statement and it had two outgoing amounts donating to the elect president bush campain :eek:

[comma berenices]

To the tune of 3 grand in feb this year,they spent £750 in a casino,iv'e never stepped foot in one.The rest on electricals.

The bank for once were on the ball and called at 7.30 in the morning to ask if i had made the transactions because they were unusual account activity for me.

I have firm suspicions that all this fraud is to make us afraid,stress us out further.were being conned yet again.

There is certainly more to it than we know,it's a big money spinner paying premiums to alert you to fraud.Goverment behind it?.

[sedate_solution]

To the tune of 3 grand in feb this year,they spent £750 in a casino,iv'e never stepped foot in one.The rest on electricals.

The bank for once were on the ball and called at 7.30 in the morning to ask if i had made the transactions because they were unusual account activity for me.

I have firm suspicions that all this fraud is to make us afraid,stress us out further.were being conned yet again.

There is certainly more to it than we know,it's a big money spinner paying premiums to alert you to fraud.Goverment behind it?.

They take it away from us anywhich way they can to make us folks percieve that it has value!

[comma berenices]

They take it away from us anywhich way they can to make us folks percieve that it has value!

Your right about that,i was going to add in my post that monopoly money probably has more value.

[1337]

someone told me if you bring a million dollars monopoly money to the bank they will trade it for 1 us dollar.

[amethyst2009]

SOme bitch from Ghana stole £1,600 from my credit card a couple of months ago, but was so dopey she ordered a return fare to her beloved country and got the receipt sent to my home address along with her name!I think it was an inside job from the credit card company, as she knew my address and the card she stole from had just been cancelled that day, so she used it before my new one was authorised.

I have no idea whether they will prosecute her, all I know is that I got the money refunded, thank aliens.
I hope she rots.

[informationx]

Last night checking my online account I noticed that someone has taken £150 out of my account and placed bets on Betfair:mad:

I should get the money back but it's pissed me off as now the bank have blocked my card and told me to cut it up, so I have no money until a new card arrives:mad:

Send the details to the police. If someone has placed bets, the betting establishment will have names. Good luck.

[flickflack]

Its called skimming.
Never take your eye of your card. Or it may be skimmed. And that goes for restaurants and super markets. Say your in a super market and hand over your card. The assistant pretends to drop it on the floor behind the desk. In a split second he can skim it and hand it back to you and you will never know. Also ATMs can have devices attached to them.



I would never hand my credit card over to them. The credit card stays in my hands.

[motleyhoo]

SOme bitch from Ghana stole £1,600 from my credit card a couple of months ago, but was so dopey she ordered a return fare to her beloved country and got the receipt sent to my home address along with her name!I think it was an inside job from the credit card company, as she knew my address and the card she stole from had just been cancelled that day, so she used it before my new one was authorised.

I have no idea whether they will prosecute her, all I know is that I got the money refunded, thank aliens.
I hope she rots.

Yep. I am convinced that a lot of CC fraud is done by employees of the CC companies. What is ironic is that I now have a short term software development contract at American Express and I have seen the company from the inside. Every service rep in the company has access to every clients' accounts including all of their personal information. I am sure they screen their applicants, but the quality of the people being hired into these types of jobs has deteriorated over the last 20 years or so as the corporate elite have sold our jobs for cheap foreign labor.

.

[kiwimaj]

I had £750 stolen from my Abbey current account, over Xmas, few years back. It wasn't until I was in Lidl's and handed over my debit card to pay for a trolly full that the cashier said she was authorised to keep my card..I had absolutely no idea about this until that moment, I managed to get her to give the card back and then went into the local branch..usual thing, closed my account, had to open a new one. The manager of the local branch told me it was staff in India that did it. I had my money back within a week. I remember the apology letter I got, was me on the letter, but the letter was referring to another account holder !! So it seems the staff in India had a right good old christmas that year !

What I also found interesting is that I was told the police now no longer deal with identify fraud, the bank deals with it themselves...hmmm...interesting...or maybe I was fed a pack of lies to stop me from reporting it??

Now I NEVER phone telephone banking, if I do ring up the banks and I get an asian sounding voice, the phone goes straight down ! And they want us all to be in a cashless society and use our debit cards more...I don't think so !!

:mad:

[Ian2day]

Most of the fraud is actually backdoors programmed into the computerised clearing system.