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View Full Version : How can we make a National Insurance claim?


sindakit
17-05-2009, 07:58 PM
Hey all, a breif back story:
my car was recently broken into when i was at my allotment and I had a lot of things taken, including my laptop and sat nav. I called out the police to arrive, 2 hours later they showed up and thoughts went through my head of certain questions to ask :p but I thought best not to seeing as i was a victim of crime here. I did however notice that the policewoman said over the radio i was a complainant and not a victim :rolleyes: (complainant:
n. a person or entity who begins a lawsuit by filing a complaint (not reporting a crime!?) and is usually called the plaintiff, or in some cases the petitioner.)
Now my window needs repaired and its costing around £200. I'm not too fussed about any of that tbh but my insurance (only third party fire and theft) would only give me upto £100 for contents if i was comprehensive. They also said I should pay for the window myself due the fact the £150 excess is roughly the cost for the repair and it would be "finacially sound". (I loathed insurance companies long before discovering freeman-on-the-land :D)

Suddenly it dawned on me that I have National Insurance :eek: lol!
I started thinking this may be good opertunity to try and see if it was possible to get a claim from all the NI contributions i've paid so far. Anybody think it'd be possible and if i should go ahead with this?
I dont mind being a bit of a guinea pig to see what doors we may be able to open with this.

I haven't sent an NOUCOR yet so i havent taken ownership of my person if that'd affect any outcome.

tien an
17-05-2009, 09:06 PM
A colleague (Albanian), of mine received over £4,000 from a government fund when he was assaulted and injured (quite badly).

Surely this falls into the category where you can receive some form of compensation from the same fund...?
Or is that only for physical injury?

I'm not helping much, I know.

Did you sign a statement by this wpc, to the effect that you are a complainant?

PS You live in Scotland, don't you? Subtly different laws there, so I hear...

malvern
17-05-2009, 10:29 PM
seem like they forgot to send us out the policy...... LOL


this might answer part of the question ........


http://www.opsi.gov.uk/si/si1987/Uksi_19870821_en_1.htm

http://www.officialsolicitor.gov.uk/docs/annualreport2004.pdf

happy searching .....:D




freedom is the caretakers we are the caretakers

sindakit
17-05-2009, 10:41 PM
yeh i did sign a statement, like i said i wasn't wanting to be pushing the freeman thing at the time.
It wasn't til after i got home and spoke with my insurance company that i thought of playing with NI

thnx malvern i'll get to reading...phew!

malvern
17-05-2009, 11:12 PM
did they give you a crime number .... your proof of claim ...maybe .


freedom is the grandchildren we are the caretakers

sindakit
17-05-2009, 11:46 PM
yeh i got my crime ref number, which is why i thought it'd be a good chance to try this sort of thing.
I didnt know if anyone has tried it before since then they'd have had to be a victim of (actual) crime.

Do you think it's even possible?

merlincove
18-05-2009, 06:14 AM
Well, we had our shop broken into about three weeks ago, and the glass was all smashed in, £1000 min for a glazier, and last night some fu(k wits decided to smash the car up while it was parked on the street. Now i may have taken that personally had they not 'done' five other cars on the street too! The police actually informed me of it, knocked on the door this morning and asked is that your car sir, and gesturing generally to the car with a hanging off mirror and stoved in door.

i thought about the crimi compo thing, and then about the NI thing. It is def worth lookin into, and i think a letter is in order to ask what the NI insures, its liabilities and poy limits :-)